Roles and Responsibilities:

• Operate with moderate supervision to own assigned work. Apply firm methods reliably,
  coordinate with the in-charge, and contribute to planning while maintaining high
  standards of documentation and timely communication.
• Meet quantitative expectations of charge time and utilization (1,725 hours for a total of 75%
  of time worked)
• Review a sample of commercial loans of financial institutions to ensure that acceptable
  credit standards are maintained and that loans conform to established company policy
  and any applicable regulatory requirements.
• Analyze the credit risks within individual commercial loans and commercial mortgages
  and opine on the appropriateness of risk grades for the loans reviewed.
• Review documentation relating to origination and renewals, collateral, insurance, flood
  certification(s) etc.
• Document compliance with loan policies, lending procedures and applicable regulations
  with the application. Escalate findings and concerns promptly.
• Conduct activities consistent with established banking policies, procedures and systems,
  Bank Secrecy Act and all applicable State and Federal laws and regulations in the United
  States of America. Able to research basic technical issues and transfer knowledge learned
  to others.
• Adhere to the work plan defined by the Senior/Manager. Deliver high-quality work product
  and assist other team members within the service line.
• Able to in-charge small or non-complex engagements with minimal oversight or
  intervention.
• Effective participation in calls with the onshore (US) team to discuss team progress, quality
  and productivity.
• Timely resolution of review notes to adhere to project deadlines for client deliverables.
  Review notes are resolved on the first pass with little to no rework
• Support the team in providing other risk advisory services to financial services and other
  industry clients as required.

Essential Qualifications and Experience

• Master’s or Bachelor’s degree in accounting or finance (M. Com/B. Com/MBA). Major in
  Banking would be a plus.
• Minimum 5 years of experience in the banking industry with a focus in lending, credit
  analysis and loan review.
• Knowledge and experience in US banking industry with good knowledge of applicable
  rules and regulations is strongly preferred.
• Good knowledge and understanding of business banking and commercial loan products
  and lending credit policies/guidelines.
• Working knowledge of commercial lending, agricultural lending, real estate development
  and construction lending, and the required collateral documents for each type.
• Experience in regulatory compliance for US based financial institutions is an added
  advantage.
• Prior experience of working with an overseas team is essential.

Skills and Abilities:

• Good spoken and written English
• Strong analytical skills and critical thinking ability
• Self-motivated and detail-oriented
• Strong desire and capacity to learn
• Able to model proactive communication, demonstrate personal accountability, prioritize
  technical and soft-skill development.
• Ability to plan and prioritize multiple projects, follow through on requests, take initiative,
  work under pressure and meet deadlines.
• Experience of being the in-charge for small or non-complex engagements
• Able to generate quality work products in a timely manner with strong attention to detail.
  Demonstrate self-accountability.
• Able to communicate well with team members across US and India.
• Ability to grasp new things quickly and apply learnings
• Team player with strong interpersonal and communication skills - a reliable, open, and
  positive member of the group
• Good knowledge of Microsoft Outlook, Excel and Word, and Adobe.
• Prior experience with CaseWare or DiCom CQS is a plus.