Roles and Responsibilities:

• Lead client engagements end-to-end integrating outputs across teams, managing
  expectations and mentoring junior talent to uplift execution quality.
• Meet quantitative expectations of charge time and utilization (1,560 hours for a total of 68%
  of time worked)
• Serve as primary contact for client engagements assigned and maintain regular
  communication with the onshore team and/or client/relationship executive for streamlined
  client experience.
• Effectively plan, allocate tasks and manage work teams of 3 or more associates on
  engagements to meet client deliverable timeframes with delivery of high-quality work
  product.
• Review a sample of commercial loans of financial institutions to ensure that acceptable
  credit standards are maintained and that loans conform to established company policy
  and any applicable regulatory requirements.
• Analysis of the credit risks within individual commercial loans and commercial mortgages
  and opine on the appropriateness of risk grades for the loans reviewed.
• Review documentation relating to origination and renewals, collateral, insurance, flood
  certification(s) etc. Document compliance with loan policies, lending procedures and
  applicable regulations with the application.
• Document observations, deviations that need to be discussed with the client.
• Conduct activities consistent with established banking policies, procedures and systems,
  Bank Secrecy Act and all applicable State and Federal laws and regulations in the United
  States of America.
• Manage performance and build a diverse, high-trust team culture. Provide guidance,
  coaching and actionable feedback to junior team members and serve as the first point of
  contact for their questions.
• Effectively lead calls with the onshore (US) team to discuss team progress, quality and
  productivity.
• Champion continuous improvement and work with leadership to implement ideas.
• Support the team and manager in providing other risk advisory services to financial services
  and other industry clients as required.

Essential Qualifications and Experience

• Master’s or Bachelor’s degree in accounting or finance (M. Com/B. Com/MBA). Major in
  Banking would be a plus.
• 6- 8 years of experience in the banking industry with a focus in lending, credit analysis and
  loan review.
• Knowledge and experience in US banking industry with good knowledge of applicable rules
  and regulations is strongly preferred.
• Good knowledge and understanding of business banking and commercial loan products
  and lending credit policies/guidelines.
• Working knowledge of commercial lending, agricultural lending, real estate development
  and construction lending, and the required collateral documents for each type.
• Experience in regulatory compliance for US based financial institutions is preferred.
• Experience managing multiple projects from start to end, demonstrating ownership of
  projects
• Experience in people development, stakeholder management, escalation management,
  and ability to communicate effectively with other leaders, both internally and externally.
• Prior experience of working with overseas team is essential.

Skills & Abilities:

• Good spoken and written English
• Strong analytical skills and critical thinking ability
• Self-motivated and detail-oriented
• Strong desire and capacity to learn
• Strong leadership skills with self-accountability
• Ability to develop people and client relationships
• Ability to plan and prioritize multiple projects, follow through on requests, take initiative,
  work under pressure and meet deadlines.
• Able to generate quality work products in a timely manner with strong attention to detail.
• Able to communicate well with team members and leaders across US and India.
• Ability to grasp new things quickly and apply learnings
• Team player with strong interpersonal and communication skills
• Good knowledge of Microsoft Outlook, Excel and Word, and Adobe.
• Prior experience with CaseWare or DiCom CQS is a plus.